A low-risk home for short-term cash, with your capital preserved
The IJG Money Market Solution pools client capital into short-term, high-quality debt instruments. It is managed by IJG as a registered stockbroker and is separate from our unit trust range.
Access to funds
24-48h
Under normal conditions
Overview
A conservative, low-risk solution for money you may need soon: an emergency reserve, a short-term goal, or cash waiting to be invested.
A money market solution invests pooled capital in typically short-term, high-quality debt instruments such as bank deposits, Treasury Bills, commercial paper and other government securities with maturities of less than one year.
The objective is to preserve capital while generating competitive short-term returns.
Capital distributions are made monthly and may fluctuate in line with prevailing short-term interest rates. Some underlying instruments may have maturities beyond typical money market durations.
Capital Preservation
A conservative, low-risk option built to protect your capital first.
Monthly Distributions
Capital distributions are distributed monthly, moving in line with prevailing short-term rates.
Quick Access
Withdrawals are usually processed within 24 to 48 hours under normal conditions.
No Deposit or Withdrawal Fees
Competitive rates with no fees charged on deposits or withdrawals.
Local and Regional Instruments
Call accounts, fixed deposits and Treasury Bills across Namibia and South Africa.
Not a Unit Trust
Managed by IJG as a registered stockbroker, separate from the Prescient IJG unit trust range.
Safety first
High-quality, short-dated instruments chosen for capital preservation, not for chasing return.
Liquidity by design
Structured so you can reach your money quickly when you need it.
Selected counterparties
Term deposits placed only with selected banks and financial institutions.
Build your safety net
Best used for an emergency reserve before committing to longer-term, market-related investments.
Speak to Client Services
Tell us what the money is for and when you may need it, so we can confirm this is the right fit.
Verify your identity
Verify online in minutes with IJG's ID Today, or bring a certified copy of your identity document.
Proof of residence
A utility bill, lease agreement or declaration confirming your address.
Proof of bank account
A bank confirmation letter or a statement no older than three months.
Application and mandate
Complete the client application and instruction form, including any product-specific mandate.
Subject to further compliance requirements.
By the numbers
- Typical withdrawal turnaround
- 24-48h
- Capital distribution
- Monthly
- On deposits or withdrawals
- No fees
- Risk profile
- Low